About Income

Injury and Illness Cover

It is no use earning a good salary whilst offshore if you are Injured or Sick and unable to work for a period of time.

Sorry to say this but each year +-500 Australians die overseas.

Should you suffer an Injury or Illness that prevents you from being able to work, whether it be work related or outside of working hours, you will be able to claim an income benefit for the time you are unable to work for a maximum period of 2 years.

The benefit commences after a 7 or14 day period and is based on your average earnings.

You can also elect to take the Accidental Death and Capital Benefit (through injury) which provides a lump sum benefit in the event of your Accidental Death, Paraplegia, or Quadriplegia. There is also a % payout in the event of loss of sight, limbs, or broken bones etc. This will vary depending on the level of cover you choose.

Please refer to Part (D) of the application form should you require a quote for this cover.

If you are unsure as to what this covers, please do not hesitate to contact us. We will be more than happy to assist you with this and explain the benefits.

For any further information, please contact us at: